Simple, Honest & Affordable Pricing
Your Ultimate Guide to Business Credit Mastery! Secure lifetime access to comprehensive modules designed to foster passive income streams, unlock six-figure funding strategies, discover invaluable credit tricks, and even guide others while profiting from your knowledge. Continuous support is guaranteed throughout the course!
- $ 997 one-time fee
-
- Entrepreneur Package
- DIY
-
- Lifetime Business Credit Mastery
- Access to the Greatest Biz Credit Builder Program on the Market
- 40+ Step-by-Step Videos to build Biz Credit Rapidly
- Four Comprehensive Credit Modules
- Discover Six-Figure Funding Tactics
- Essential Lenders Directory Included
- $ 1,997 One-time fee
-
- Grow & Scale
- Coaching Package
-
All of the Entrepreneur benefits Plus...
Complete Credit Repair Kit.
Launch Profitable Funding Business
Master & Monetize Credit Hacks
Personal Course Support Included
- SPECIAL: Now Only $1,997 - Normally $2,997
- $ 5,000 one-time Fee
-
- Enterprise Elite
- Done For You
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- All of the Grow & Scale benefits plus...
- Weekly 1 on 1 coaching
- A Completely Done For You Biz Credit Profile within 30-45 days
- $10k Tradeline to Fast Track Your Business
- Plus much more...
*Payment options available for “Grow & Scale” and “Enterprise Elite” packages*
Jumpstart Your Funding with Real Business Tradelines
Business Credit Tradeline Packages
Dun & Bradstreet Lease Line
Equifax Commercial Lease Line
Experian Small Business Lease Line
LexisNexis Lease Line
Total Tradelines Reporting
STARTER
- $2,500
- $2,500
- $2,500
- $2,500
- $10,000
LAUNCH
- $10,000
- $10,000
- $10,000
- $10,000
- $40,000
BRONZE
- $20,000
- $20,000
- $20,000
- $20,000
- $80,000
Business Credit Tradeline Packages
Dun & Bradstreet Lease Line
Equifax Commercial Lease Line
Experian Small Business Lease Line
LexisNexis Lease Line
SILVER
- $30,000
- $30,000
- $30,000
- $30,000
GOLD
- $40,000
- $40,000
- $40,000
- $40,000
PLATINUM
- $50,000
- $50,000
- $50,000
- $50,000
Business Credit Tradeline Packages
Dun & Bradstreet Lease Line
Equifax Commercial Lease Line
Experian Small Business Lease Line
LexisNexis Lease Line
Total Tradelines Reporting
DIAMOND
- $60,000
- $60,000
- $60,000
- $60,000
- $240,000
EXECUTIVE
- $70,000
- $70,000
- $70,000
- $70,000
- $280,000
$80K Package
- $80,000
- $80,000
- $80,000
- $80,000
- $320,000
Business Credit Tradeline Packages
Dun & Bradstreet Lease Line
Equifax Commercial Lease Line
Experian Small Business Lease Line
LexisNexis Lease Line
Total Tradelines Reporting
$90k Package
- $90,000
- $90,000
- $90,000
- $90,000
- $360,000
$100k Package
- $100,000
- $100,000
- $100,000
- $100,000
- $400,000
$150K Package
- $150,000
- $150,000
- $150,000
- $150,000
- $600,000
Business Credit Tradeline Packages
Dun & Bradstreet Lease Line
Equifax Commercial Lease Line
Experian Small Business Lease Line
LexisNexis Lease Line
SILVER
- $30,000
- $30,000
- $30,000
- $30,000
GOLD
- $40,000
- $40,000
- $40,000
- $40,000
PLATINUM
- $50,000
- $50,000
- $50,000
- $50,000
Business Credit Tradeline Packages
Dun & Bradstreet Lease Line
Equifax Commercial Lease Line
Experian Small Business Lease Line
LexisNexis Lease Line
STARTER
- Dun & Bradstreet - $2,500
- Equifax Commercial - $2,500
- Experian Small Business - $2,500
- LexisNexis - $2,500
- Total tradelines reporting - $10,000
LAUNCH
- Dun & Bradstreet - $10,000
- Equifax Commercial - $10,000
- Experian Small Business - $10,000
- LexisNexis - $10,000
- Total tradelines reporting - $40,000
BRONZE
- Dun & Bradstreet - $20,000
- Equifax Commercial - $20,000
- Experian Small Business - $20,000
- LexisNexis - $20,000
- Total tradelines reporting - $80,000
Business Credit Tradeline Packages
Dun & Bradstreet Lease Line
Equifax Commercial Lease Line
Experian Small Business Lease Line
LexisNexis Lease Line
SILVER
- Dun & Bradstreet - $30,000
- Equifax Commercial - $30,000
- Experian Small Business - $30,000
- LexisNexis - $30,000
- Total tradelines reporting - $120k
GOLD
- Dun & Bradstreet - $40,000
- Equifax Commercial - $40,000
- Experian Small Business - $40,000
- LexisNexis - $40,000
- Total tradelines reporting - $160k
PLATINUM
- Dun & Bradstreet - $50,000
- Equifax Commercial - $50,000
- Experian Small Business - $50,000
- LexisNexis - $50,000
- Total tradelines reporting - $200k
Business Credit Tradeline Packages
Dun & Bradstreet Lease Line
Equifax Commercial Lease Line
Experian Small Business Lease Line
LexisNexis Lease Line
DIAMOND
- Dun & Bradstreet - $60,000
- Equifax Commercial - $60,000
- Experian Small Business - $60,000
- LexisNexis - $60,000
- Total tradelines reporting - $240k
EXECUTIVE
- Dun & Bradstreet - $70,000
- Equifax Commercial - $70,000
- Experian Small Business - $70,000
- LexisNexis - $70,000
- Total tradelines reporting - $280k
$80K Package
- Dun & Bradstreet - $80,000
- Equifax Commercial - $80,000
- Experian Small Business - $80,000
- LexisNexis - $80,000
- Total tradelines reporting - $320k
Business Credit Tradeline Packages
Dun & Bradstreet Lease Line
Equifax Commercial Lease Line
Experian Small Business Lease Line
LexisNexis Lease Line
$90K Package
- Dun & Bradstreet - $90,000
- Equifax Commercial - $90,000
- Experian Small Business - $90,000
- LexisNexis - $90,000
- Total tradelines reporting - $360k
$100K Package
- Dun & Bradstreet - $100,000
- Equifax Commercial - $100,000
- Experian Small Business - $100,000
- LexisNexis - $100,000
- Total tradelines reporting - $400k
$150K Package
- Dun & Bradstreet - $150,000
- Equifax Commercial - $150,000
- Experian Small Business - $150,000
- LexisNexis - $150,000
- Total tradelines reporting - $600k
Business packages must be ordered by the 26th of the month to be uploaded by the 1st of the ensuing month.
*All tradelines are aged with less than 10% of the balance. Tradelines post typically within 60 days (2 billing cycles) through the Small Business Financial Exchange (SBFE) to each credit reporting agency. Files are usually uploaded by the last business day of the month but could vary by a few days depending on day of the week. Allow up to 3 months (90 days) for full posting.
Tradelines may be aged according to company up to 3 years. Tradelines typically post within 45 business days after upload date. An SBFE report and a Dun & Bradstreet SBFE driven report, which is included in pricing, will be provided for proof of posting.
Your SBFE report will be received within 6-8 weeks. We pull Dun & Bradstreet 13 weeks after upload, but client may request free bureau reports sooner with instructions that we will provide. However, we suggest attempting no earlier than 60 days from upload or two billing cycles. You can not obtain an SBFE report on your own. Only lenders are able to obtain this report. Most lenders who issue loans and credit cards such as American Express, Chase, and Bank America and others will report to SBFE who then submits this data to the business bureaus. Keep in mind Nav credit monitoring will not contain this loan information. We can provide sample reports upon request.
Client must have an established Dun & Bradstreet, Experian, and Equifax file in order to ensure accurate posting. If needed we can provide this service $399 and files must be in by 18th to perform this service. It is important that client submits accurate information that matches Dun & Bradstreet. Files are considered late after 25th and a $299 late fee will apply to process. If all information is submitted correctly, our posting success rate is 99.9%!
How are Business Credit Tradelines Reported?
As a SBFE member lender we assign purchased debt to your company. We then upload to SBFE which reports the tradelines to business credit bureaus.
What is the SBFE?
SBFE stands for Small Business Financial Exchange, an independent non-profit data warehouse that receives borrower data from member lenders and then normalizes and compiles the data before submitting to Dun & Bradstreet, Equifax, Experian, and LexisNexis.
How long does it take for my tradelines to post?
Typically (3) billing cycles around 45 business days or around 90 days. We submit our member lender data to SBFE they in turn send data to Dun & Bradstreet, Experian, Equifax, and Lexis Nexis. Each bureau may update data at different times.
Are these business tradelines legitimate?
Instead of made-up data that some service providers may report, all of our data is actual business debt that is legally assigned to your business.
Are the tradelines aged?
Tradelines' age correspond to the actual debt that you are acquiring. Typically debt is no less than 6 months old and up to 36 months.
Will I get a good business credit score?
Our tradelines are only one of many input data that bureaus used to create business scores. Your credit will be positively affected.
Can I get funding after the tradelines have posted?
Although we can not guarantee funding as many factors go into lender approvals, having positive trade lines on your credit may improve your chances of approvals. We will provide a list of member lenders that use SBFE reports in making credit decisions.
How can I obtain a business credit report?
Visit https://www.cosmiqfinancial.com/nav to obtain your report. We will provide additional instructions after your purchase. Please contact us first before trying to get your report
Where do these tradelines post?
Tradelines report to credit reports on Dun & Bradstreet, Equifax, Experian, and LexisNexis, and Ansonia.
Who contributes to the SBFE?
There are 135 member lenders including 10/10 largest business credit card lenders and 9 of the top 10 commercial lenders contribute. These lenders include, American Express, Capitol One, Bank of America, PNC, Chase, Discover, and our company to name a few.
What kind of accounts are being reported?
As a lender, our debt is typically lease debt and occasionally revolving.
What may keep my tradelines from reporting?
If you have submitted incorrect information such as wrong address, an incorrect EIN, or other misinformation, your tradeline may not report correctly.
How does tradeline history affect obtaining loans?
Lenders use business credit history such as high credit limit, type of credit along with other factors when determining if they will extend credit.
How many businesses does the SBFE report?
About 38 million businesses are represented.
How do you accept payment?
We accept Bank ACH or any major debit or credit card.
How does SBFE reporting affect my credit?
SBFE member lenders share data with each other. Member lenders often access SBFE reports before making credit decisions. This data can be obtained without your knowledge.
What if my tradeline doesn't post?
If you have submitted correct information and it has been at least 90 days after actual upload date you may request a refund.
How high of a limit can you report?
Our purchased debt trade lines may go as high as $1,000,000
